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If you are sending or receiving money with Western Union, then it’s highly recommended you change your password as soon as possible. The company announced that they recently discovered a publically accessible computer with the username and password on file, which is now locked down. However, hackers could have potentially accessed information like usernames and email addresses for customers who paid their bills online through the company. Another possible risk is that the hackers might have been able to view sensitive details associated with customer accounts. Although this breach was not a data breach, it still raises concerns about how secure our online banking information is.Western Union says the bug only affected a private computer that was being used for testing purposes and that no consumers or transactions were impacted by this event. The company has released a statement saying, “Western Union has reviewed its security procedures and applied enhancements where appropriate.” They also say they are working closely with law enforcement to investigate the origin of the bug. “We apologize for any inconvenience this incident may have caused our customers,” Western Union said in a statement. “Through our ongoing investigation, we have been able to determine that the vulnerability was discovered and exploited by a third party.”Western Union has also released a list of information that customers should be aware of for future protection from the company:• Western Union will notify consumers when a new version of their software becomes available. The company is delivering the new version to customers in most cases within 90 days.  –Western Union has confirmed that most currently active consumers who sent or received money using only a dollar account number will not see an impact from this incident, but they are continuing to work with both the consumer and law enforcement on this situation. • Western Union will provide more information on the incident and the new security enhancements on its website at www.westernunion.com/security, under the “Security Information” section.

The largest hack in history? One of the largest hackings of all time happened to Target stores in late 2013 and early 2014. Hackers were able to gain access to credit and debit card accounts and some contact information for some 70 million people! A breach like this can be devastating for a company since they lose $182 per customer after a hack like this occurs. Some experts say that the Target hack could cost the company over $400 million! Since this breach, Target has worked to make their security stronger by partnering with a security firm named Trustwave and has hired a new Chief Information Security Officer. They also hired a new executive last year to oversee all data security and privacy issues. Since this breach, we have seen many different companies working to make their technology better in order to protect consumers. Most banks are now offering two-step verification, which means you use two different pieces of information when you log on to your account. You may be familiar with this feature, as it’s often used on online banking accounts.

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